NEXT STEPS - THE HOME BUYING PROCESS
1.Introduction Mtg
Let’s connect over coffee or a Zoom call to introduce ourselves and discuss our high-level goals.
Schedule
2. Pre-Qualification
Getting pre-approved is essential for understanding your budget and ensuring you’re ready to act when you find the perfect home.
Referral
3. Questionnaire
This form helps us capture and understand key details, objectives, and timing that could impact our home search.
Complete Questionnaire
4. Consultation
We’ll schedule a consultation call or meeting to review the questionnaire in detail. This step is crucial to ensure we're aligned on every aspect before we start viewing properties.
BOOK MTG
5. Search
We’ll begin a customized home search based on the criteria established during our questionnaire and consultation. I’ll also provide a tracking sheet to keep our visits organized and efficient.
SCHEDULE CALL
6. Close
We’ll determine a well-informed offer price and submit our offer. We’ll likely inspect the property together before making final decisions to close on the best possible terms.
SCHEDULE CALL
FREQUENTLY ASKED QUESTIONS
Q HOW MUCH DOES IT COST TO WORK WITH A REAL ESTATE AGENT?
A Working with a real estate agent typically doesn't cost anything for the home buyer. In most cases, the seller pays the commission to both their own listing agent and the buyer's agent. This means that as a buyer, you can take advantage of the knowledge and expertise of a real estate agent without having to pay out of pocket.
Q DO I NEED TO HIRE A REAL ESTATE AGENT TO BUY A HOME?
A While it is possible to buy a home without hiring a real estate agent, it is highly recommended that you do hire an agent. Realtors provide you with valuable guidance throughout the entire process and understand the local market conditions.
Q SHOULD I GET PRE-APPROVED BEFORE STARTING MY SEARCH?
A Yes, it is highly recommended that you get pre-approved for a mortgage before starting your home search. A pre-approval will give you a better understanding of what you can afford and will help you make a competitive offer when you find a property you like.
Q HOW MUCH SHOULD I BUDGET FOR A DOWN PAYMENT?
A Determining how much to budget for a down payment depends on various factors, including the property's purchase price, your financial situation, and the type of mortgage you are applying for. The general rule of thumb is to aim for a downpayment of 20% (to avoid CMHC premiums).