NEXT STEPS - THE HOME BUYING PROCESS
1. GET
PRE-APPROVED
It's crucial to establish your budget and obtain pre-approval for a mortgage beforehand. I can help and have referrals.
GET PRE-APPROVED
2. BOOK CONSULTATION
Together, we will focus on understanding your goals so that we achieve your home-buying objectives.
BOOK NOW
3. COMPLETE QUESTIONNAIRE
This form ensures we do not miss any important details that could impact your home search.
COMPLETE QUESTIONNAIRE
4. START YOUR SEARCH
With your pre-approval in hand and questionnaire complete, you can start your property search by using my advanced property search tool.
SEARCH PROPERTIES
5. NEGOTIATE
When we find a property you like, we will negotiate every step of the way to help you get the best possible price.
SCHEDULE CALL
6. INSPECTION/CLOSE
A home inspection will ensure the property is in good condition and there are no hidden issues or major problems.
SCHEDULE CALL
FREQUENTLY ASKED QUESTIONS
Q HOW MUCH DOES IT COST TO WORK WITH A REAL ESTATE AGENT?
A Working with a real estate agent typically doesn't cost anything for the home buyer. In most cases, the seller pays the commission to both their own listing agent and the buyer's agent. This means that as a buyer, you can take advantage of the knowledge and expertise of a real estate agent without having to pay out of pocket.
Q DO I NEED TO HIRE A REAL ESTATE AGENT TO BUY A HOME?
A While it is possible to buy a home without hiring a real estate agent, it is highly recommended that you do hire an agent. Realtors provide you with valuable guidance throughout the entire process and understand the local market conditions.
Q SHOULD I GET PRE-APPROVED BEFORE STARTING MY SEARCH?
A Yes, it is highly recommended that you get pre-approved for a mortgage before starting your home search. A pre-approval will give you a better understanding of what you can afford and will help you make a competitive offer when you find a property you like.
Q HOW MUCH SHOULD I BUDGET FOR A DOWN PAYMENT?
A Determining how much to budget for a down payment depends on various factors, including the property's purchase price, your financial situation, and the type of mortgage you are applying for. The general rule of thumb is to aim for a downpayment of 20% (to avoid CMHC premiums).